Okay, I was going to stay out of the fray but add in a very tough week at work, a sore throat and some other things — therefore, I might have reached rant point. You can filter out these in the blog.
I put these out there just because. No need to comment on them. You can disagree. That is fine…
First, is it really worth almost 40% of the on-air time for professional announcers to talk about this issue around the New England Patriots and some game video ? First, EVERY team tries to steal signals. There are assistant coaches dedicated to it. What difference does it make if they video tape it versus write it down on charts for later review (legal). Additionally, teams have access to all network coverage. What if some signals got caught on that? Plus, it is not illegal to do it from the stands, only from the sidelines/coaches boxes/etc. Finally, these are not used real time in a game, only as research for future games. Most teams admit that they change signals often and send in multiple dummy signals. To that end, what is the big deal? Broke the rules? Yes. Stupid rule? Probably. Also, when did Cris Collinsworth become the moral compass for football? Geez. SHUT THE HELL UP.
Do I even need to rant on OJ or more importantly the “news” organizations that dedicate time to his actions? It is a robbery. It happens every three seconds in America. Does anyone care if the loot was an autographed football versus someone’s DVD player? No. Move on.
Speaking of which… MoveON.org and the New York Times. Call yourself a newspaper? Why give political groups a discount on ads? Report on the news. Don’t push an agenda. What’s next? Aliens impregnate famers in Kansas? Guess that are trying to take market share from the NYPost…
The big one today is Hillary’s healthcare “plan”. First, it is a publicity move. Secondly, it is shortsighted. Third, we have this ridiculous “pile on” from her competitors. John Edwards comes out and says she stole his plan for universal coverage. Barack comes out and says his plan is cheaper. Romney says “been there, done that.” Again, they are worried about how they look versus the value of the plan.
It is not the higher taxes that many will pay or the overall decline in the American economy that will likely result from the mandate associated with this plan but the fact that it is aimed at the symptoms not the problem I have big issue with. I personally believe we need to figure out some means to take care of our people but the problem with healthcare is not lack of coverage but the need to have special financial coverage to begin with (outside of the general issues associated with our ridiculously poor habits). Healthcare is incredibly expensive. It is not the Mercks of the world that cause this. Yes, huge R&D goes into it and meds are expensive but it is a drop in the bucket to the overall cost structure for healthcare. Greed of doctors? Some of that exists but again, it is probably not a significant portion of the costs. What is the problem? Insurance companies and more directly, lawyers. When doctors are paying $50K a year for malpractice insurance, is it surprising that a 10 minute visit costs $150? If that were it, it would not be so bad. However, that is a made up number since the only bill insurance $65 for visits. The absolute arrogance of these companies to get “doctors” to “charge” this MSRP (which no one pays) or actually the doctors who do this, is gross.
It is worse that most hotel chains that have “AA” discounts on rates. At least those are driven by volumes. Most doctors are not. Why charge less to an insurance firm than a person using hard cold cash? What makes this even more upside down is that doctors have to pay for tons of administration support to actually collect money from these insurance companies.
I do not know the exact breakout but lets contemplate a fictitious cost structure for a doctor office……
Operations – 35% **
Salaries (medical) – 25%
Insurance costs – 20%
Administration costs – 10%
Profit – 10%
Interestingly, operation costs (e.g. equipment, etc.) are expensive since each of those have at least at 25% markup to cover their own insurance expenses. Together, insurance costs are the top factors in your cost for services. Given that most of this is related to legal protection, yes I will blame the lawyers (and the people who exploit them).
So back to cash… doctors should give you a 10% discount right off the top if not more. It costs them nothing. Plus, just think about the huge savings in paper by eliminating some of insurance requirements/forms (not to mention mail and downstream costs – fuel, landfills, identity management costs, etc.). The rain forest would be saved! That is usually a cause liberals like to claim as their own. I say, seize the day!
Anyway, this is a vicious cycle. And the best democratic solution? Make more people get into the cycle. Does anyone think that insurance costs are going to go down? Might with volume (more users of the system) but unlikely since the bulk of those fees are to cover legal exposure. The odds of those go up just with the numbers (more changes for error).
“Universal health coverage” is a catchy phrase but it does not solve the problem by mandating insurance coverage. It can ruin America’s economy and since it will have to be subsidized, it is in some ways, one step from socialism. How many people want to replicate Canada? I dunno. Hence my rant. Solve the problem not the symptom.
That said, everyone needs access to health coverage so I ask one candidate (on either side)… take the money you get at ONE of these $500/plate dinners and put it towards some smart cookies in a think-tank to come up with a good idea. Bar the windows and do not let a single marketing and “campaign spin doctor” in there. Do it and you will get my vote.
Okay, a new topic that pisses me off just the same. The new Attorney General nominee. Not the person – I don’t know anything about him – but the arrogance of the process for the nomination. Pat Leahy gets the” thumb down” award of the week – a feat, given the other idiots out there vying for the award. You get a new nominee — one that is an outsider and from what I have read, universally praised — and the first thing that Pat announces is that he may hold up the nominee hearings until the White House turns over some documents that the committee has asked for a few months ago during the witch hunt against Gonzales. Are they related? Nope. It is a power play. It is political and it is wrong. I don’t vote in Vermont but if I did, Pat you would not get my vote. On the flip side, I have to give some props to Sen. Schumer (NY). He normally is sort of a punk but he has stepped up to try and mediate the issue. I should send him a “thank you” card for doing his job.
I would rant on the highway transit organization that leaves (or puts out) new speed limit signs and orange cones where there is no construction but would be a waste of digital bits.
I will end with a rave. I am a big believer in zoos. As you know, we went to one this weekend as a fundraiser. While I might debate whether we should put animals in cages, when we do, I appreciate that these animals are well cared for and presented to the public at both an appreciation and educational level. Add in the costs to visit most zoos are very reasonable (I think KC is like $7-10). This makes it accessible to most people. That is a very good thing.
That is all I have this morning.